:root{--ink:#102536;--navy:#102536;--teal:#007f76;--mint:#64e1d0;--muted:#536575;--line:#dbe4e9;--paper:#f4f7f8;--white:#fff;--gold:#007f76;--shadow:0 16px 46px #1025360d}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:default;opacity:.55}img,svg{max-width:100%;height:auto}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:4px}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3,h4{line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,5.6vw,5.4rem);font-weight:750}h2{font-size:clamp(2rem,3.9vw,3.2rem);font-weight:700}h3{font-size:1.45rem;font-weight:650}p{color:var(--muted)}[hidden]{display:none!important}.container{width:min(1240px,calc(100% - 96px));margin-inline:auto}.section{padding:100px 0}.muted-section{background:var(--paper)}.eyebrow{font-size:.7rem;font-weight:750;letter-spacing:.14em;color:var(--teal);line-height:1.5;margin-bottom:22px;text-transform:uppercase}.lead{font-size:1.18rem;line-height:1.75;max-width:630px}.micro{font-size:.78rem;line-height:1.6;color:var(--muted);margin-top:20px}.button-row{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:52px;padding:13px 22px;border:1px solid var(--teal);background:var(--teal);color:#fff;border-radius:5px;font-size:.87rem;font-weight:650;line-height:1.45;transition:background .18s,transform .18s}.button:hover{background:#00665f;border-color:#00665f;transform:translateY(-1px)}.button.small{font-size:.8rem;min-height:43px;padding:10px 16px;gap:18px}.button.secondary{background:#fff;color:var(--ink);border-color:var(--line)}.button.secondary:hover{background:var(--paper)}.text-link{font-size:.88rem;font-weight:650;display:inline-flex;gap:15px;align-items:center;color:var(--ink)}.text-link:hover{color:var(--teal)}.skip-link{position:absolute;left:16px;top:-90px;padding:12px 20px;background:var(--ink);color:#fff;z-index:100}.skip-link:focus{top:10px}.site-header{background:#fffefcf5;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;backdrop-filter:blur(12px)}.nav-wrap{width:min(1440px,calc(100% - 64px));margin:auto;min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:inline-flex;align-items:center;gap:11px;font-size:1.05rem;font-weight:800;letter-spacing:.025em;white-space:nowrap;line-height:1.25}.brand-light{font-weight:450}.brand small{display:block;font-size:.5rem;font-weight:600;letter-spacing:.14em;color:var(--muted);margin-top:6px}.brand img{flex-shrink:0;width:38px;height:38px}#site-nav{display:flex;align-items:center;gap:24px;font-size:.76rem;font-weight:600}#site-nav>a:not(.button){padding:14px 0}#site-nav>a:hover,#site-nav>a[aria-current]{color:var(--teal)}.buyer-nav{border-left:1px solid var(--line);padding-left:22px!important;color:var(--muted)}.menu-toggle{display:none;align-items:center;gap:8px;background:none;border:1px solid var(--line);padding:8px 12px;color:var(--ink);border-radius:5px;font-size:.8rem}.menu-icon{font-size:1.2rem}.hero{padding:84px 0 80px;background:radial-gradient(ellipse at 86% 16%,#e0f1ef 0,transparent 42%),linear-gradient(180deg,#fcfdfd,#fff)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:70px}.hero-copy h1{font-size:clamp(2.8rem,5.1vw,4.8rem);line-height:1.08;margin-bottom:28px;letter-spacing:-.055em}.hero-copy h1>span{color:var(--teal)}.hero-copy .lead{font-size:1.1rem;max-width:500px}.status-dot{width:6px;height:6px;border-radius:50%;display:inline-block;background:var(--teal);vertical-align:middle;margin-right:8px}.hero-workspace{border:1px solid #cbd8df;border-radius:12px;box-shadow:0 20px 60px #10253612;overflow:hidden;background:#fff;transform:rotate(-1deg)}.workspace-top{background:var(--ink);color:#fff;display:flex;justify-content:space-between;gap:12px;padding:16px 22px;font-size:.63rem;font-weight:650;letter-spacing:.1em;align-items:center}.workspace-top .status-dot{background:var(--mint)}.example-badge{font-weight:450;letter-spacing:0;color:#c7d9e1;border:1px solid #526472;padding:3px 6px;border-radius:3px}.workspace-inner{padding:26px}.data-label{font-size:.76rem;margin-bottom:5px}.workspace-inner h2{font-size:1.4rem;letter-spacing:-.025em;margin-bottom:20px}.workspace-number{font-size:2.9rem;font-weight:600;letter-spacing:-.045em;font-variant-numeric:tabular-nums;margin-bottom:12px}.range-label{font-size:.73rem;display:flex;justify-content:space-between;gap:10px;color:var(--muted)}.range-label span{color:var(--teal)}input[type=range]{width:100%;accent-color:var(--teal);height:26px}.range-ends{display:flex;justify-content:space-between;color:var(--muted);font-size:.64rem}.scenario-chart{height:90px;display:flex;gap:10px;align-items:flex-end;margin-top:25px;padding:0 20px;border-bottom:1px solid var(--line);background:repeating-linear-gradient(to top,#fff 0,#fff 29px,#e8eef1 30px)}.scenario-chart div{flex:1;background:linear-gradient(180deg,#64e1d0,#007f76);border-radius:3px 3px 0 0}.scenario-chart div:first-child{opacity:.35}.scenario-chart div:nth-child(2){opacity:.5}.scenario-chart div:nth-child(3){opacity:.65}.scenario-chart div:nth-child(4){opacity:.85}.scenario-values{display:flex;justify-content:space-between;gap:12px;margin:16px 0}.scenario-values span{display:block;font-size:.68rem;color:var(--muted)}.scenario-values strong{font-size:1.5rem;letter-spacing:-.04em;font-weight:650}.scenario-values>div:last-child{text-align:right}.workspace-note{font-size:.7rem;line-height:1.65;margin-bottom:17px}.workspace-link{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:15px;font-size:.78rem;font-weight:650;color:var(--teal)}.principles{border-block:1px solid var(--line)}.principles .container{display:flex;align-items:center;justify-content:space-between;padding-block:23px;gap:24px;font-size:.78rem}.principles b{color:var(--teal);font-size:.64rem;letter-spacing:.04em;margin-right:12px}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:45px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:360px;font-size:.95rem;margin-bottom:5px}.journey-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.journey-card{padding:30px;border:1px solid var(--line);border-radius:7px;display:flex;flex-direction:column;transition:border-color .18s,transform .18s}.journey-card:hover{border-color:var(--teal);transform:translateY(-4px)}.card-index{font-size:.62rem;letter-spacing:.1em;color:var(--teal);font-weight:700;display:block;margin-bottom:30px}.journey-card h3{font-size:1.7rem;line-height:1.25;letter-spacing:-.04em;margin-bottom:17px}.journey-card p{font-size:.9rem;line-height:1.75;margin-bottom:35px}.card-link{display:flex;align-items:center;justify-content:space-between;font-size:.78rem;font-weight:650;margin-top:auto;color:var(--ink);gap:15px}.card-link b{font-size:1.2rem;font-weight:400;color:var(--teal)}.dark-section{background:var(--ink);color:#fff}.dark-section .eyebrow{color:var(--mint)}.dark-section p{color:#b8cad5}.tool-path{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid #3d5363;border-radius:7px;overflow:hidden}.tool-path>a{padding:35px;position:relative;border-right:1px solid #3d5363}.tool-path>a:last-child{border:0}.tool-path>a:hover{background:#173446}.tool-path span{font-size:.7rem;color:var(--mint)}.tool-path h3{margin-top:37px;font-size:1.3rem;margin-bottom:12px}.tool-path p{font-size:.85rem;margin-bottom:0}.tool-path b{position:absolute;top:30px;right:30px;color:var(--mint);font-size:1.3rem;font-weight:400}.section-bottom{display:flex;justify-content:space-between;align-items:center;margin-top:24px;gap:20px}.section-bottom p{font-size:.75rem;margin:0}.text-link.light{color:var(--mint)}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px}.compact{font-size:1.05rem;max-width:380px}.steps .step{display:flex;gap:24px;padding:0 0 28px;margin-bottom:28px;border-bottom:1px solid var(--line)}.steps .step:last-child{border:0;padding-bottom:0;margin-bottom:0}.step>span{font-size:.68rem;font-weight:700;color:var(--teal);margin-top:5px}.step h3{font-size:1.13rem;letter-spacing:-.02em;margin-bottom:10px}.step p{font-size:.9rem;margin-bottom:0}.industry-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:7px;overflow:hidden}.industry-grid>a{background:#fff;padding:27px;position:relative}.industry-grid>a:hover{background:#f0f9f7}.industry-grid span{font-size:.65rem;color:var(--teal);letter-spacing:.1em}.industry-grid h3{font-size:1.17rem;margin-top:27px;letter-spacing:-.02em;margin-bottom:10px}.industry-grid p{font-size:.83rem;margin:0;padding-right:12px}.industry-grid b{position:absolute;top:22px;right:22px;font-size:1.25rem;color:var(--teal);font-weight:400}.resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}.resource-card{border-top:2px solid var(--ink);padding:25px 0;display:flex;flex-direction:column}.resource-card:hover{border-color:var(--teal)}.resource-card .eyebrow{font-size:.62rem;letter-spacing:.1em;margin-bottom:22px}.resource-card h3,.resource-card h2{font-size:1.36rem;letter-spacing:-.025em;line-height:1.3;margin-bottom:14px}.resource-card p{font-size:.88rem;margin-bottom:25px}.cta-section{padding:75px 0;background:#e5f3f0;border-top:1px solid #d5eae5}.cta-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:80px}.cta-grid h2{margin-bottom:20px}.cta-grid p{max-width:520px;margin-bottom:0}.cta-grid>div:last-child{display:flex;flex-direction:column;align-items:flex-start}.cta-phone{font-size:.85rem;font-weight:600;display:block;margin-top:19px}.cta-grid .micro{margin-top:8px}.site-footer{background:var(--ink);color:#fff;padding:68px 0 24px}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr;gap:45px}.footer-grid h2{font-size:.7rem;letter-spacing:.06em;text-transform:uppercase;color:#ccdae1;margin-bottom:22px}.footer-grid a:not(.brand){display:block;color:#b9cbd5;font-size:.78rem;margin:10px 0}.footer-grid a:hover{color:var(--mint)}.footer-grid p{font-size:.78rem;color:#b9cbd5;margin-top:14px}.footer-grid .footer-note{font-size:.69rem}.footer-brand{font-size:1rem}.footer-phone{font-size:1.06rem!important;color:#fff!important}.footer-bottom{display:flex;justify-content:space-between;gap:25px;border-top:1px solid #365060;margin-top:45px;padding-top:24px;font-size:.65rem;color:#a4b9c6}.footer-bottom>div{display:flex;gap:20px}.mobile-actions{display:none}.page-hero{padding:56px 0 65px;background:var(--paper);border-bottom:1px solid var(--line)}.page-hero h1{max-width:950px;font-size:clamp(2.7rem,5.5vw,4.8rem);margin-bottom:26px}.page-hero .lead{max-width:750px;margin-bottom:0}.breadcrumbs{display:flex;flex-wrap:wrap;gap:9px;font-size:.67rem;color:var(--muted);margin-bottom:28px}.breadcrumbs a:hover{color:var(--teal);text-decoration:underline}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.content-card{padding:28px;border:1px solid var(--line);border-radius:7px;min-width:0}.content-card h3{font-size:1.3rem;letter-spacing:-.025em}.content-card p{font-size:.9rem}.content-card ul{padding-left:18px;color:var(--muted);font-size:.87rem}.content-card .eyebrow{font-size:.65rem}.callout{padding:28px;border-left:3px solid var(--teal);background:#eff8f6;margin:30px 0;border-radius:0 5px 5px 0}.callout h3{font-size:1.2rem}.callout p:last-child{margin:0}.body-prose{max-width:850px}.body-prose h2{font-size:1.85rem;margin-top:45px}.body-prose h3{font-size:1.25rem;margin-top:30px}.body-prose a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.body-prose li{color:var(--muted);margin:10px 0}.faq-list details{border-bottom:1px solid var(--line);padding:20px 0}.faq-list summary{cursor:pointer;list-style:none;font-size:1.02rem;font-weight:650;display:flex;justify-content:space-between;gap:24px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';color:var(--teal);font-size:1.3rem;font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{font-size:.91rem;margin:16px 30px 0 0}.guide-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px}.guide-list a{padding:18px 0;border-bottom:1px solid var(--line);font-size:.9rem;font-weight:600;color:var(--ink)}.guide-list a:hover{color:var(--teal)}.source-list{font-size:.8rem;color:var(--muted);padding-left:20px}.source-list li{margin:12px 0}.source-list a{color:var(--teal);text-decoration:underline}.library-controls{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr) auto;gap:18px;align-items:end}.library-controls label,.field label{display:block;font-size:.77rem;font-weight:600;margin-bottom:8px}.library-controls input,.library-controls select,.field input,.field select,.field textarea{width:100%;min-width:0;border:1px solid #b6c5cf;padding:12px 14px;border-radius:5px;background:#fff;color:var(--ink);min-height:50px;font-size:.88rem}.library-controls input:focus,.field input:focus{border-color:var(--teal)}.library-meta{display:flex;justify-content:space-between;gap:20px;font-size:.75rem;margin:22px 0 40px}.library-meta a{color:var(--teal)}.load-more{display:flex;margin:32px auto 0}.search-empty{padding:60px 0;text-align:center}.search-empty h2{font-size:1.7rem}.article-hero{background:var(--paper);padding:45px 0 55px;border-bottom:1px solid var(--line)}.article-hero h1{font-size:clamp(2.2rem,4.2vw,3.7rem);max-width:980px;line-height:1.14;margin-bottom:24px}.article-meta{display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);font-size:.75rem}.article-layout{display:grid;grid-template-columns:245px minmax(0,800px);gap:70px;align-items:start;padding-top:65px;padding-bottom:85px}.article-sidebar{position:sticky;top:115px;font-size:.76rem;max-height:calc(100vh - 140px);overflow-y:auto;padding-right:10px}.article-sidebar summary{font-size:.77rem;font-weight:700;margin-bottom:18px;cursor:pointer}.article-sidebar nav{display:flex;flex-direction:column;gap:14px}.article-sidebar nav a{color:var(--muted);line-height:1.5;border-left:2px solid var(--line);padding-left:12px}.article-sidebar nav a:hover{color:var(--teal);border-color:var(--teal)}.sidebar-tool{background:var(--paper);padding:21px;margin-top:30px;border-radius:5px}.sidebar-tool .eyebrow{font-size:.58rem;letter-spacing:.05em;margin-bottom:12px}.sidebar-tool h2{font-size:1.25rem}.sidebar-tool p{font-size:.76rem}.sidebar-tool a{font-size:.76rem}.article-body{min-width:0;font-size:1rem;line-height:1.85}.article-body p{margin-bottom:24px}.article-body h2{font-size:1.85rem;margin:44px 0 20px;line-height:1.25;letter-spacing:-.025em}.article-body h3{font-size:1.32rem;margin:32px 0 17px;line-height:1.3;letter-spacing:-.015em}.article-body h4{font-size:1.13rem;margin:25px 0 14px}.article-body a{color:var(--teal);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.article-body li{margin-bottom:9px;color:var(--muted)}.article-body ul,.article-body ol{padding-left:24px;margin-bottom:28px}.article-body strong{color:var(--ink)}.article-body table{width:100%;border-collapse:collapse;margin:26px 0;font-size:.86rem;line-height:1.65;display:block;overflow-x:auto}.article-body thead th{background:var(--ink);color:#fff}.article-body th,.article-body td{padding:14px;min-width:115px;text-align:left;border-bottom:1px solid var(--line)}.article-body tr:nth-child(even){background:var(--paper)}.article-body blockquote{margin:25px 0;padding:15px 25px;background:var(--paper);border-left:3px solid var(--teal)}.article-body img{border-radius:5px;max-height:460px;object-fit:cover}.article-body .callout{font-size:.93rem}.editorial-note{margin-top:45px;padding:25px;background:var(--paper);border:1px solid var(--line);font-size:.8rem;line-height:1.7;border-radius:5px}.editorial-note p{margin:10px 0}.article-related{border-top:1px solid var(--line);margin-top:40px;padding-top:8px}.article-related h2{font-size:1.5rem}.article-related a{display:block;font-size:.9rem;margin:16px 0}.embed-layout{display:grid;grid-template-columns:1fr 1.4fr;gap:55px}.embed-panel{border:1px solid var(--line);border-radius:8px;padding:10px;background:#fff;min-width:0}.embed-panel iframe{display:block;width:100%;border:0;height:900px}.calendar-panel iframe{height:740px}.embed-fallback{font-size:.8rem;text-align:center;padding:12px}.embed-fallback a{color:var(--teal);text-decoration:underline}.tool-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:35px;align-items:start}.tool-panel{padding:32px;border:1px solid var(--line);border-radius:8px;background:#fff;min-width:0}.tool-panel h2{font-size:1.45rem;margin-bottom:10px}.tool-panel>.micro{margin-top:0}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.field{min-width:0}.field small{display:block;font-size:.7rem;color:var(--muted);line-height:1.6;margin-top:6px}.field.full{grid-column:1/-1}.tool-panel fieldset{border:0;padding:0;margin:25px 0}.tool-panel legend{font-size:.8rem;font-weight:700;margin-bottom:15px;border-bottom:1px solid var(--line);width:100%;padding-bottom:8px}.tool-result{position:sticky;top:110px;background:var(--ink);color:#fff;border-radius:8px;padding:32px;min-width:0}.tool-result .eyebrow{color:var(--mint);margin-bottom:14px}.tool-result h2{font-size:1.4rem}.tool-result p{color:#c3d2db;font-size:.82rem}.result-value{font-size:clamp(2rem,3vw,3rem);font-weight:650;font-variant-numeric:tabular-nums;letter-spacing:-.045em;line-height:1.3;overflow-wrap:anywhere;margin-bottom:18px}.result-lines{margin:25px 0}.result-line{display:flex;justify-content:space-between;gap:18px;padding:12px 0;border-bottom:1px solid #3e5363;font-size:.82rem}.result-line strong{color:#fff;font-weight:600;text-align:right;font-variant-numeric:tabular-nums}.tool-result .button{width:100%;border-color:var(--mint);background:var(--mint);color:var(--ink);margin-top:8px}.tool-result .button:hover{background:#8aeadc}.tool-error{border-left:3px solid #ffcd98;padding:12px 15px;background:#ffffff12;color:#ffdcba!important;margin-top:15px}.tool-warning{border-left:3px solid var(--mint);padding:12px 15px;background:#ffffff09}.tool-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}.tool-actions .button{font-size:.8rem;min-height:44px}.check-row{display:flex;align-items:start;gap:12px;font-size:.88rem;margin-bottom:18px}.check-row input{accent-color:var(--teal);width:18px;height:18px;flex-shrink:0;margin-top:5px}.check-row span{display:block;font-size:.72rem;color:var(--muted)}.readiness-progress{height:7px;border-radius:4px;background:#395365;margin:15px 0 23px;overflow:hidden}.readiness-progress>div{height:100%;background:var(--mint);width:0;transition:width .2s}.tool-explanation{padding-top:55px}.tool-explanation h2{font-size:1.8rem}.tool-explanation p,.tool-explanation li{font-size:.9rem}.formula{display:block;padding:16px 20px;border:1px solid var(--line);background:var(--paper);font-size:.85rem;line-height:1.8;border-radius:5px;white-space:normal}.tool-link-block{padding:24px;background:#edf7f4;border:1px solid #c4e2da;border-radius:5px;margin:35px 0}.tool-link-block h2{margin:0 0 12px;font-size:1.4rem}.tool-link-block p{font-size:.88rem;margin-bottom:14px}.tool-link-block a{font-size:.86rem;font-weight:650}.offer-columns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.offer-column h3{font-size:1.1rem}.offer-column .field{margin-bottom:16px}.offer-result{margin-bottom:25px}.offer-result h3{font-size:1.1rem;margin-bottom:10px}.industry-intro{display:grid;grid-template-columns:1fr 1fr;gap:65px}.industry-intro h2{font-size:2.1rem}.industry-intro li{color:var(--muted);margin-bottom:12px}.industry-group-title{font-size:1.2rem;margin:35px 0 20px}.print-only{display:none}.tool-result a:not(.button){color:var(--mint);text-decoration:underline}.readiness-list{font-size:.8rem;padding-left:18px;color:#c3d2db}.report-footer{font-size:.72rem;color:var(--muted)}
@media(min-width:1600px){.hero{padding-block:100px}.hero-copy h1{font-size:5.1rem}}@media(max-width:1180px){.nav-wrap{width:calc(100% - 40px)}#site-nav{gap:15px;font-size:.7rem}.brand{font-size:.93rem}.brand small{font-size:.45rem}.hero-grid{gap:40px}.container{width:calc(100% - 64px)}.split{gap:55px}.article-layout{gap:40px;grid-template-columns:210px minmax(0,1fr)}}@media(max-width:1020px){.menu-toggle{display:flex}#site-nav{display:none;position:absolute;top:100%;left:0;right:0;padding:18px 30px 25px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 20px 25px #1025360a;flex-direction:column;align-items:stretch;gap:0;font-size:.9rem}#site-nav.is-open{display:flex}#site-nav>a:not(.button){padding:12px 0}.buyer-nav{border:0;padding-left:0!important}.nav-wrap{min-height:78px}#site-nav .button{margin-top:12px}.hero-grid{gap:35px;grid-template-columns:1fr 1fr}.hero-copy h1{font-size:3.2rem}.hero-copy .lead{font-size:1rem}.hero .button-row{gap:18px}.workspace-inner{padding:22px}.section{padding:75px 0}.journey-card{padding:24px}.journey-card h3{font-size:1.45rem}.footer-grid{grid-template-columns:repeat(2,1fr);gap:35px 55px}.content-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:180px minmax(0,1fr);gap:35px}.cta-grid{gap:40px}.tool-panel,.tool-result{padding:25px}.embed-layout{gap:30px}}@media(max-width:760px){.container{width:calc(100% - 40px)}.nav-wrap{width:calc(100% - 32px);min-height:72px}.brand{font-size:.95rem}.brand img{width:33px;height:33px}.brand small{font-size:.43rem}.menu-toggle{font-size:.75rem;padding:6px 9px}.hero{padding:48px 0 42px}.hero-grid{grid-template-columns:1fr;gap:38px}.hero-copy h1{font-size:clamp(2.8rem,9.5vw,4.5rem);line-height:1.09;margin-bottom:23px}.hero-copy .lead{font-size:1rem;max-width:570px}.hero-workspace{transform:none;max-width:540px}.hero-copy .eyebrow{font-size:.6rem;margin-bottom:20px}.hero-copy .button-row{margin-top:24px}.hero-copy .button{font-size:.8rem;padding-inline:18px}.hero-copy .text-link{font-size:.8rem}.workspace-top{padding:15px 20px}.workspace-inner{padding:23px}.workspace-number{font-size:2.6rem}.principles .container{flex-wrap:wrap;gap:14px;padding-block:20px;font-size:.7rem}.principles .container span{flex:1 1 220px}.section{padding:60px 0}.section-heading{display:block;margin-bottom:30px}.section-heading h2{font-size:2.2rem}.section-heading>p,.section-heading>.text-link{margin-top:22px}.section-heading>p{max-width:500px}.eyebrow{font-size:.65rem;margin-bottom:16px}.journey-grid{grid-template-columns:1fr;gap:16px}.journey-card{padding:25px}.journey-card h3{font-size:1.8rem}.card-index{margin-bottom:20px}.journey-card p{margin-bottom:25px;max-width:490px}.tool-path{grid-template-columns:1fr}.tool-path>a{padding:27px;border-right:0;border-bottom:1px solid #3d5363}.tool-path h3{margin-top:20px}.section-bottom{display:block}.section-bottom>a{margin-top:16px}.split{grid-template-columns:1fr;gap:35px}.steps .step{gap:18px;padding-bottom:22px;margin-bottom:22px}.industry-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.industry-grid>a{padding:22px}.industry-grid h3{font-size:1.08rem;line-height:1.3}.industry-grid p{font-size:.77rem}.resource-grid{grid-template-columns:1fr;gap:10px}.resource-card{padding:23px 0}.resource-card h3,.resource-card h2{font-size:1.4rem}.resource-card p{max-width:560px}.resource-card .eyebrow{margin-bottom:14px}.cta-grid{grid-template-columns:1fr;gap:25px}.cta-section{padding:55px 0}.cta-grid h2{font-size:2.3rem}.site-footer{padding-top:50px;padding-bottom:85px}.footer-grid{gap:30px 20px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:16px;margin-top:30px}.mobile-actions{position:fixed;bottom:0;left:0;right:0;z-index:35;display:flex;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 25px #1025360a;padding-bottom:env(safe-area-inset-bottom)}.mobile-actions a{font-size:.72rem;font-weight:650;text-align:center;padding:16px 10px;flex:1}.mobile-actions a:last-child{background:var(--teal);color:#fff;flex:1.6}.page-hero{padding:30px 0 42px}.page-hero h1{font-size:2.7rem;line-height:1.12}.page-hero .lead{font-size:1rem}.page-hero .button-row{gap:20px}.breadcrumbs{font-size:.64rem;margin-bottom:24px}.content-grid{grid-template-columns:1fr;gap:18px}.content-card{padding:24px}.guide-list{grid-template-columns:1fr}.library-controls{grid-template-columns:1fr}.library-controls>.button{justify-self:start}.library-controls input{font-size:.8rem}.library-meta{display:block;margin-bottom:30px}.library-meta p{margin-bottom:10px}.article-hero{padding:28px 0 38px}.article-hero h1{font-size:2.3rem;line-height:1.16}.article-meta{gap:10px 20px;font-size:.68rem}.article-layout{display:block;padding-top:30px;padding-bottom:50px}.article-sidebar{position:static;max-height:none;padding:0;margin-bottom:30px}.article-sidebar details{border:1px solid var(--line);border-radius:5px;padding:18px;background:var(--paper)}.article-sidebar summary{margin-bottom:0}.article-sidebar details[open] summary{margin-bottom:18px}.article-sidebar .sidebar-tool{display:none}.article-sidebar nav{gap:12px}.article-body{font-size:.96rem;line-height:1.8}.article-body h2{font-size:1.6rem;margin-top:34px}.article-body h3{font-size:1.23rem}.article-body th,.article-body td{padding:12px;min-width:130px}.tool-layout{grid-template-columns:1fr;gap:22px}.tool-result{position:static;padding:25px}.tool-panel{padding:24px}.field-grid{gap:20px;grid-template-columns:1fr}.field.full{grid-column:auto}.tool-result .result-value{font-size:2.45rem}.tool-explanation{padding-top:40px}.offer-columns{grid-template-columns:1fr}.offer-column+.offer-column{border-top:1px solid var(--line);padding-top:25px}.embed-layout{grid-template-columns:1fr;gap:30px}.embed-panel{padding:4px}.calendar-panel iframe{height:780px}.embed-panel iframe{max-width:100%}.industry-intro{grid-template-columns:1fr;gap:25px}.body-prose h2{font-size:1.65rem}.body-prose p{font-size:.95rem}.section-heading .text-link{font-size:.83rem}.print-only{display:none}}@media(max-width:360px){.container{width:calc(100% - 32px)}.brand{font-size:.82rem;gap:8px}.brand small{font-size:.37rem}.hero-copy h1{font-size:2.65rem}.hero-copy .button{width:100%}.industry-grid{grid-template-columns:1fr}.workspace-top{font-size:.57rem;padding:14px}.example-badge{font-size:.56rem}.workspace-inner{padding:18px}.scenario-values strong{font-size:1.35rem}.page-hero h1{font-size:2.4rem}.tool-panel{padding:20px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}@media print{html{scroll-padding:0}body{font-size:11pt;background:#fff;color:#111}body>header,.site-footer,.mobile-actions,.skip-link,.cta-section,.tool-actions,.tool-result>.button,.tool-result>a,.article-sidebar,.menu-toggle,.breadcrumbs,.button-row,.hero-workspace,.page-hero .button-row{display:none!important}.container{width:100%;max-width:none}.page-hero,.section{padding:20px 0;background:#fff;border:0}.page-hero h1{font-size:24pt}.page-hero .lead{font-size:11pt}.tool-layout{display:block}.tool-panel,.tool-result{position:static;border:1px solid #ccc;box-shadow:none;background:#fff;color:#111;padding:18px;margin-bottom:20px;break-inside:avoid}.tool-result p,.tool-result strong,.tool-result .eyebrow{color:#111}.result-line{border-color:#ccc}.result-value{font-size:26pt!important}.tool-result h2{font-size:16pt}.field-grid{grid-template-columns:1fr 1fr}.field input,.field select{border:1px solid #ccc;padding:5px;min-height:0}.tool-warning,.tool-error{background:#fff;border-color:#888;color:#111!important}.print-only{display:block}.article-layout{display:block;padding-top:20px}.article-body h2{break-after:avoid}.article-body table{overflow:visible;display:table}.article-body th{background:#eee;color:#111}.report-footer{display:block;font-size:9pt;margin-top:15px}h1,h2,h3{break-after:avoid}a{color:#111;text-decoration:none}}

/* Source-reviewed owner guides */
.answer-summary{padding:24px 28px;background:var(--paper);border-left:4px solid var(--teal);margin-bottom:36px}.answer-summary p:last-child{margin-bottom:0}.article-body .guide-table{overflow-x:auto;max-width:100%;margin:24px 0;border:1px solid var(--line);border-radius:8px}.guide-table:focus-visible{outline:3px solid var(--teal);outline-offset:3px}.article-body .guide-table table{margin:0;min-width:520px}.article-body caption{white-space:normal;text-align:left;font-size:.9rem;font-weight:600;padding:16px;background:var(--paper)}.article-body th{vertical-align:top}.source-review{margin-top:40px;padding-top:24px;border-top:1px solid var(--line)}.source-review li p{font-size:.92rem;margin-top:4px}.source-ref{font-size:.88rem}.legacy-anchor{display:block;scroll-margin-top:100px}.guide-questions h3{margin-top:24px}.guide-next-step h2{margin-top:0}.owner-library-start{padding-top:24px}.owner-library-start .callout{margin:0}.article-body section h2{scroll-margin-top:100px}@media(max-width:600px){.answer-summary{padding:20px}.article-body .guide-table{max-width:calc(100vw - 40px)}}